Best Mortgage Loan Advisor in Miami

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Jose Diaz - Loan Officer

Jose Diaz

Mortgage Loan Officer in Florida with Lender Paramount Residential Mortgage Group Inc.

In the past years, Jose has helped hundred of families with his professionalism and experience in Mortgage and Real Estate businesses to achieve one of their most important dreams for his clients: “buying their first home”.

Working synchronized as a team with Buyers, Real Estate Agents, and Title Company, organizing the smallest detail to obtain as soon as possible the Loan Commitment and Final Approval.

Our main goal and mission is to help more families finding their new Homes, new Investment Properties and new opportunities in Real Estate investments, providing our best services and professional advices.

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Testimonials

Working with Jose Diaz has been a wonderful experience since day one, he kept in touch every step of the way and always available to respond. Mr. Diaz truly made this experience a one of a kind, will definitely recommend Mr. Diaz to my family and friends.
Janier ChaoPast Client
Jose is outstanding! He is very knowledgeable, capable, and he really loves what he does! He puts all his effort and went beyond expectations! He helped us to change our lives and achieve one of our American dreams: our very sweet first home! We love Jose so much and I will be forever thankful with him! 🙏🏻🏡❤️
SuannyPast Client
Great!!!!! What meows him great is that Jose picks your phone call at ANY time and day. His experience in the industry is what makes him in my opinion the best mortgage broker I have done business with or talk too. He helped me close a mortgage loan when 10+ mortgage broker told me it couldn’t be possible. I extremely recommend him! He will be honest and tell you the truth at all time.
Joel GierboliniPast Client
Jose is very professional, attentive and always responsive for our clients needs. I'm a Realtor in Miami and He always explains with detail about the buying process to all my clients, he is very knowledgeable in his field. He gets your Loan Approved!!!! I highly recommend working with Jose.
Jeysson MirandaReal Estate Agent
It was a pleasure to work with Jose. He was always available to answer any concerns. Great communication. From start to end it was a smooth transaction.
Silvia Ramirez-LaraPast Client and Real Estate Agent
A very good experience I have with Jose Diaz - Loan Officer in Miami Florida... well manners, very appropriate and very professional, a distinguish personality and very trustful... Jose is a person you can count on, no matter the situation he will always gonna give you a good approach to you problem and always gives you a liable solution, I am very satisfied with their services in my case... I definitely recommend Jose Diaz!
Juan NapolesPast Client
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Homeownership Assistance Program Miami-Dade
Makes housing affordable for Miami Dade residents by providing up to $24,500 or $14,500 for down payment and closing cost assistance to qualified homebuyers.
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Florida Hometown Heroes
Makes housing affordable for eligible workers, educators and military personnel (more than 94 eligible professions) by providing up to $25,000 for down payment and closing cost assistance to qualified homebuyers.
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Pre-Approval Letter
Getting a Pre-Approved Letter is the initial step in the process of Buying or Refinancing a property. Document list:

- Driver License.
- Social Security Card.
- Last 2 years income Tax.
- Most recently 30 days paystubs.
- Most recently 2 months bank statements.
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First Time Homebuyers
If you are a First-Time Homebuyer and you are thinking of buying your property in the near future, click in the button below and I will be ready to provide you a FREE Mortgage Financial Advice.
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NO Income Verification
No Income Verification loans available also for Owner Occupied (purchase primary residence).
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FHA Loan Limits 2023
New loan limits for FHA loans for MIAMI-FORT LAUDERDALE-POMPANO BEACH, FL:

1-unit: $557,750
2-unit: $714,000
3-unit: $863,100
4-unit: $1,072,600
See Limits
Conventional Loan Limits 2023
New loan limits for Conforming Loans for 2023:

1-unit: $726,200
2-unit: $929,850
3-unit: $1,123,900
4-unit: $1,396,800
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Mortgage Financial Advice

What is a Mortgage Financial Advisor?

A Mortgage Financial Advisor is a professional with wide knowledge of the market to find mortgage products suitable for the clients’ need, with different financial circumstances.

We advise our clients on the different pros and cons of each product and also help them determine how much they should borrow.

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