Minimum Credit Score for Home Loans
What is the Minimum Credit Score for Home Loans? Are you looking to buy your first home and you think you don’t have the credit ready yet? The credit history is very important when you are applying for a home mortgage loan, each program has its minimum credit score defined. In this post I will […]
Eligible Properties: FHA vs Conventional
Do you know the Eligible Properties for FHA and Conventional loans? Did you know that there are properties that can NOT be purchased through these programs? In this post I will share with you all the information regarding eligible and ineligible properties, the difference between downpayment for each type of property, in particular for Condominiums, […]
401K as Downpayment Source
If you have thought about buying a house in Florida and you do not have all the money to make the downpayment of your dream house, you may have already asked yourself the following questions: Are you thinking purchasing your Primary Home? Do you know that you can use your retirement 401K as Downpayment Source? […]
Minimum Downpayment for Purchase Loans
If you’re considering buying a home, you may be wondering how much money you’ll need for a downpayment. Here you will find everything about the Minimum Downpayment for Purchase Loans to buy according to the type of transactions. Can you buy a house with 0% down payment? Yes. It is possible to buy a house […]
7 Days Loan Commitment
Are you a Real Estate Agent? Do you know that 7 Days Loan Commitment will make your offers stand out of the rest and will make your buyers get under contract faster? Yes, as you might know, the Loan Commitment or Conditional Approval Letter from Underwriter is one of the most important steps we must […]
Pre-Approval Letter
Get your Pre-Approval Letter Just in Minutes! The Pre-Qualification is the initial step in the process of Buying or Refinancing a property. We’re going to have a conversation about your income, credit, available cash. The result of this meeting will be the Pre-Approval Letter with the maximum loan amount that Lender would lend you. Pre-Qualification Documents […]
