Get Pre-Approved by Yourself!

Are you looking to get pre-approved by yourself? Here you are in the correct place, your Home Loans in just 1-Click. Please follow the instructions below: Go to my Homepage https://josediaz.us/, Click in “APPLY NOW” in the header upper-right button, Create an account in our portal, Start your Home Mortgage Loan Application, Be ready to submit […]
Downpayment Program Assistance in Florida

After many request from Real Estate Agents and First-Time Homebuyers, I decided to post all the information available for Downpayment Program Assistance in Florida. Below you can find the full list, any questions, assistance please contact me thru my Contact page below. Program Name Assistance Amount City or County State Housing Authority Website Date Expires […]
FHA Loans

FHA loans are my favorite, for the simple reason that it is easy to get approved without having excellent credit, unlike Conventional loans. FHA programs has its drawbacks, but when it comes to saving a transaction, it is the number one and most used program in the United States to purchase primary residences. FHA programs are […]
Minimum Credit Score for Home Loans

What is the Minimum Credit Score for Home Loans? Are you looking to buy your first home and you think you don’t have the credit ready yet? The credit history is very important when you are applying for a home mortgage loan, each program has its minimum credit score defined. In this post I will […]
401K as Downpayment Source

If you have thought about buying a house in Florida and you do not have all the money to make the downpayment of your dream house, you may have already asked yourself the following questions: Are you thinking purchasing your Primary Home? Do you know that you can use your retirement 401K as Downpayment Source? […]
Florida Hometown Heroes Loan Program

The Florida Hometown Heroes Loan Program (Hometown Heroes) makes housing affordable for eligible workers, educators and military personnel by providing down payment and closing cost assistance to qualified homebuyers. Hometown Heroes offers a lower first mortgage rate AND additional special benefits to those who currently serve their communities and those who have served and continue […]