Jose Diaz - Loan Officer
Ventajas de ser Homeowner

Do you want to know the Homeowner Advantages in Florida? If you are wondering if it is worth buying a house right now, you are not alone. Although the phrase that this is a great time to buy a home sounds so familiar, there are many who wonder if there are really advantages to becoming a homeowner.

Surely you have heard that it is better to rent than to buy, but the truth is that buying a house still represents part of the dream of millions of families who long to have their own home.

Homeowner Advantages

  • You will feel that you have a safe roof for you and your family: Being able to call that space you inhabit “my home” will make you feel confident, entitled and, above all, proud. Buying your home will give you a sense of accomplishment by feeling that you have reached one of your most desired personal and financial goals, and that will contribute to a better quality of life for you and the whole family.
  • It gives you stability: When you buy, there are no more moves year after year, the ones that affect your pocket and the stability of your family so much. In addition to money, this saves you the time you have to spend collecting your belongings in the old house and accommodating them in the new one.
  • The purchase is an investment: It is true that unlike a few years ago, you will not immediately gain in the value of your property in most cases. But in the long term, real estate remains a safe investment and many experts think that the worst part of the economic crisis is over and they see the future with optimism.
  • It could represent savings in taxes: Depending on each financial situation and the tax laws that apply in your place of residence, you could deduct the interest on your mortgage loan from your annual taxes.
  • As an owner you can plan for the long term: Maybe when you buy your house it doesn’t look like a magazine and you dream of changing its interior appearance or even its distribution. Even if you can’t do it now, you can plan lots of improvements for the future. As long as you take into account the building codes or restrictions that apply in your community, you will not have any problem doing it.
  • Being an owner gives you independence: You can make your own decisions and eliminate problems with landlords. Many of them tend to inspect the homes they rent, sometimes creating uncomfortable situations for residents.

 

If you are thinking of buying or refinancing a property in Miami, Florida, send me a message in the box below or click here, and I will be ready to provide you with a totally free Financial Advice.

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