The advantage of a Pre-Approval vs. a Pre-Qualification, is that the Pre-Approval potentiates your offer in front of the sellers and in this way win the deal in this very competitive seller market.
Mortgage Pre-Approval is the guarantee that lender can provide you the home financing up to a certain loan amount.
As a Mortgage Loan Officer, I can advice you on how you can obtain your Pre-Approval.
The documents you will need are:
- Driver’s License.
- Social Security Card.
- Last 2 years of Taxes (all forms 1040, 1120, W2s, 1099s).
- Last 30 days of paystubs.
- Last 2 months bank statements.
If you are thinking of buying or refinancing a property in Miami, Florida, click here to contact me, and I will be ready to provide you with a totally free Financial Advice.