Bank Statements Loans
Bank Statements Loans
Jumbo Home Loans
The Real Estate market in Florida is pushing to homebuyers to jumbo home loans. A loan is considered jumbo if the amount of the loan amount exceeds the conforming limits set by Fannie Mae and Freddie Mac. Currently $647,200 in Florida State for single family residences. Below our Jumbo Program requirements: Fixed and ARM Rate […]
Downpayment Program Assistance in Florida
After many request from Real Estate Agents and First-Time Homebuyers, I decided to post all the information available for Downpayment Program Assistance in Florida. Below you can find the full list, any questions, assistance please contact me thru my Contact page below. Program Name Assistance Amount City or County State Housing Authority Website Date Expires […]
Conventional Loans
Conventional loans are the most requested loans from all borrowers and the favorite for Real Estate Agents. A Conventional mortgage loan is a “conforming” loan, which simply means that it meets the requirements for Fannie Mae or Freddie Mac (government-sponsored enterprises). Is a conventional loan good? A conventional loan is a great option if you have […]
FHA Loans
FHA loans are my favorite, for the simple reason that it is easy to get approved without having excellent credit, unlike Conventional loans. FHA programs has its drawbacks, but when it comes to saving a transaction, it is the number one and most used program in the United States to purchase primary residences. FHA programs are […]
Minimum Credit Score for Home Loans
What is the Minimum Credit Score for Home Loans? Are you looking to buy your first home and you think you don’t have the credit ready yet? The credit history is very important when you are applying for a home mortgage loan, each program has its minimum credit score defined. In this post I will […]
